The EEAC Consultant Team's analysis of the 2025-2027 Draft Plan reveals a structural investment gap of $417 million — the amount needed to bring renter investment to parity with their share of MA households. Moderate-income renters receive just 0.7% of total incentives.
Renter share of incentives vs. population (2025-2027 Plan)
Renter incentives by income tier — exact plan data
| Segment | Total Incentives | Renter Only | Renter % | Census % |
|---|
| Low Income | $695M | $402M | 58% | 60% |
| Moderate Income | $224M | $17M | 8% | 38% |
| Market Rate | $1,412M | $60M | 4% | 23% |
| Grand Total | $2,331M | $479M | 21% | 38% |
The moderate-income renter gap is worst
Moderate-income renters receive just 0.7% of all incentives despite being a large share of the population. In 2018, Councilor Mary Wambui told the EEAC: "the PAs were not making [moderate income] a priority...the studies downplayed the significant needs." Six years later, the C-Team confirmed: "plans are just that — plans."
Sources: All budget data from EEAC Consultant Team, "2025-2027 Draft Plan — Consultant Team Initial Review," Apr 24, 2024, Slide 14 (exact table: "Focus on Renters — What Do the Plan Data Show?"). Census renter % — U.S. Census Bureau ACS, cited on same slide. Wambui quote — EEAC Meeting Minutes, Apr 25, 2018, ma-eeac.org. "Plans are just plans" — C-Team, ibid., Slide 12. -0.42 renter correlation — 2013-2019 MA Residential Customer Profile Study (2021), p. 82, cited on Slide 13. Note: Incentive shares shown (58% + 8% + 4% + 21% = 91%) do not sum to 100%. The remaining ~9% is attributed to mixed-tenure or unclassified housing in the C-Team's source data.